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2022 fall housing market predictions

Ralph DiBugnara, president of Home Qualified, echoes those thoughts. “This is not a housing bubble,” he says. “Yes, there has been a huge demand, but banking regulations post-market-crash are much more restrictive, and have stayed that way. So today’s buyers are more qualified to purchase and sustain their investment, which means fewer foreclosures. Also, the supply of homes for sale could take years to get to normal levels. So even if there is a selloff, it won’t be a fire sale at discount prices.”

Count Chen among the doubtful, too. “At a fundamental level, the labor market remains strong, loan delinquency is historically low and supply is only 57 percent of where we were at the beginning of 2019 — without a major economic shock, a bubble still seems unlikely,” he says.

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